Effective financial planning is critical to long-term success. What differentiates/separates Forteris from other advisory firms is our commitment to comprehensive financial planning. We believe that financial planning goes hand in hand with investment planning so we do not charge additional fees for planning work and we encourage all of our clients to begin their relationship with our firm by having us complete a comprehensive financial plan. The goals of the planning process are simple: to provide a roadmap for each client to achieve their financial goals by integrating investment management with retirement planning, education planning, insurance planning, estate planning and other related financial issues. Our goal is to truly understand what each client is looking to achieve so that we can develop a customized approach to meet those needs. To that end, we view financial planning as a fluid process. The end result is not a stand-alone document that decorates a library or an office, it is an ongoing process of wealth management that requires attention as circumstances and/or goals change.
We are committed to providing the best financial planning services available. The planning process is overseen by Cheryl A. Costa, Certified Financial Planner™, Member of the National Association of Personal Financial Advisors (NAPFA) and Principal at Forteris. The process proceeds as follows.
- Step 1: Information Gathering
- Step 2: Preliminary Planning Process
- Step 3: Review Plan Analysis Together
- Step 4: Create Initial Plan
- Step 5: Develop Customized Investment Approach
- Step 6: Implement Investment Portfolio
- Step 7: Monitor and Review Regularly